OUR PRODUCTS
Smart Finance Options to
Power Your Growth
We make business finance clear, fast, and hassle-free so that
you can focus on growth while we handle the details.
Secured Business Loan
Flexible, Property-Secured Loans from $300k to $10m+
Amount
$300k - $10m+
Loan Term
1-24 months
Security: Real estate-Backed (Residential, Commercial, Mixed/Industrial, Land)
Interest rates starting at 10% P.A.*
Loan to value ratio: Adjustable up to 70%
Repayment Options: Interest-only in advance or Interest Capitalised
Rate & terms are subject to assessment and change*
R&D Tax Incentive Financing
Accelerate Access to Your R&D Tax Refund – Fast and Flexible
Amount
$100k - $2m+
Loan Term
3-12 months
Security: Registered claim against R&D Tax Incentive refund
Interest rates starting at 16% P.A.*
Advance Rate: Up to 80% of your verified R&D claim
Repayment: Interest-only in advance or Interest Capitalised
Rate & terms are subject to assessment and change*
HOW IT WORKS
Simple steps. Powerful results.
We make business finance clear, fast, and hassle-free so that you can focus on growth while we handle the details.
Submit Your Request
Businesses or advisers provide basic information about the funding needs — whether it's secured business loan, R&D finance, or a combination of both.
Assessment & Structuring
EZIFIN reviews the request, R&D eligibility, and available security, then designs a funding solution accordingly to match your objectives and/or adviser requirements.
Approval & Documentation
Once the structure is agreed, EZIFIN provides clear documentation and approvals, simplifying the process so advisers and businesses can move quickly.
Funding & Ongoing Support
Funds are released. EZIFIN continues to provide monitoring and support throughout the life of the facility, ensuring flexibility and transparency.
FEATURES & BENEFITS
Finance without the friction
Experience lending built around you which is quick, transparent, and flexible. We make borrowing easier so you can stay focused on growing what matters to you.
Fast Approvals
Quick, hassle-free approval process – get funded within days, not weeks.
Personalised Service
A dedicated loan officer to guide you through the entire process.
No Credit History Required
We focus on the value of your property, not just your credit score.
Flexibility
We tailor loan terms to suit your specific needs and circumstances.
WHY US
Get funding that works
From secured business loan to R&D finance, EZIFIN cuts the complexity with fast approvals, flexible structures, and funding designed around your business.
Fast, Flexible, and Hassle-Free
EZIFIN was built to cut through the red tape of traditional banks. With streamlined applications, rapid approvals, and tailored loan options, borrowers can access funds quickly—whether it's for business needs, business ventures or property development. We make finance simple, secure, and designed around your goals, not bureaucracy.
Tailored, Transparent, Trusted
Big institutions and niche players often push one-size-fits-all products. EZIFIN differentiates by partnering closely with borrowers, tailoring facilities to cashflow and security, and being transparent about returns, fees and exits — building trust and long-term relationships. Our win-win philosophy means your success is ours.
The Adviser's Dilemma
For advisers, managing one client's needs across multiple lenders can be a headache — an R&D advance from one, working capital and property-backed security from another, can slow down your application and release of funds. EZIFIN removes the friction with a platform that brings secured business loans and R&D finance solutions together in one place, with streamlined documentation, clear reporting, and a single trusted relationship.
Your next business
loan awaits
Fuel Your Business Growth
Fast, flexible funding made simple. Apply online for
Business Loans or R&D Finance.
