A secured business loan is a type of business finance where you provide security — like property or other assets — to back the loan. This can help you access larger amounts and more flexible terms.

Funds can generally be used for legitimate business purposes including expansion, working capital, bad ATO debt, acquisitions, refinancing, equipment purchases and other strategic initiatives.

Whatever is in your best interests – ie: First / Second mortgage capability, we look at each application individually to find the right security arrangement for you.

Our processes are built for speed. While traditional lenders can take weeks or months, ezifin can provide conditional approval within hours and settlement shortly after all documentation is complete.

It depends on your business circumstances, funding purpose, the security you can offer, and the overall application assessment.

Timing depends on the complexity of your application and the documentation required. We focus on keeping the process as streamlined as possible while making responsible lending decisions.

Ezifin provides private credit solutions designed for businesses requiring flexible funding options beyond traditional lending pathways. Each application is assessed based on its individual circumstances.

Yes, Ezifin works with finance brokers to support Australian businesses seeking tailored lending solutions and private credit.