WHAT
Fuel Your Business Ambitions
Whether you're looking to expand operations, invest in growth, or unlock capital tied up in existing assets, Ezifin provides funding solutions designed around your commercial objectives.
Business growth initiatives
Cash flow management
Equipment and assets
Business acquisitions
Refinancing business debt
Property opportunities
Funding opportunities
ATO Debt
Tax Obligations
FEATURES & BENEFITS
Finance Without the Friction
Experience lending built around you which is quick, transparent, and flexible. We make borrowing easier so you can stay focused on growing what matters to you.
Security-backed funding
A secured business loan uses your assets (as a first or second mortgage) to support the lending arrangement. This can help you access larger amounts and more flexible terms than unsecured finance.
Flexible Private Credit Assessment
Traditional banks use standard lending policies that may not fit your needs. Our private credit approach evaluates opportunities individually, considering your full business story beyond traditional criteria.
Funding Around your Business Growth
Your business doesn't always follow a predictable path. Growth opportunities, acquisitions, and expansion projects often require funding structures that align with future potential.
Broker-Friendly Lending Process
Ezifin partners with finance brokers to provide a streamlined experience for their customers whose businesses seek alternative funding solutions.
FEES & COSTS
No Surprises. Just Transparent Financing.
Clear rates. No hidden fees. Ever.
Interest Rates
Origination Fee
Deducted directly from loan proceeds
(1%-2% of $750K)
Valuation & Assessment
First or Second mortgage (based upon your circumstances)
Zero Hidden Charges
HOW TO APPLY
Apply in 4 Easy Steps
The Ezifin application process is designed to be straight forward
Initial enquiry
You or your broker provide details about funding needs and use.
Assessment
Ezifin reviews the opportunity, understands requirements and discusses funding.
Application & approval
We arrange all legal documents for execution and final approval.
Settlement
Once approved, funds are released according to the agreed lending structure.
CALCULATOR
Private Credit Secured Business Loan Calculator
Use our Business Loan Calculator to see what your repayments may look like.
INPUTS
Enter your loan details above and select Calculate to see your estimated repayments.
By using this calculator, you agree to our Terms of Service & Privacy Policy
WHY US
Why choose Ezifin?
Businesses choose Ezifin because they are looking for more than just another lender, Ezifin is your business partner with your best interests at heart.
Flexible Funding Solutions
Ezifin offers finance solutions tailored to each business, not one-size-fits-all lending.
Private Credit Expertise
Private credit provides an alternative pathway when you need more flexibility than traditional lending.
Growth-Focused Businesses
Whether expanding, investing, acquiring, or managing cash flow, we offer funding solutions to help you progress.
Faster & Simpler Lending Experience
Ezifin combines technology-driven processes with experienced lending expertise to simplify the funding journey.
Strong Broker Partnerships
Ezifin works closely with finance brokers to support Australian businesses with suitable funding solutions and responsive service.
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Frequently asked questions
A secured business loan is a type of business finance where you provide security — like property or other assets — to back the loan. This can help you access larger amounts and more flexible terms.
Funds can generally be used for legitimate business purposes including expansion, working capital, bad ATO debt, acquisitions, refinancing, equipment purchases and other strategic initiatives.
Whatever is in your best interests – ie: First / Second mortgage capability, we look at each application individually to find the right security arrangement for you.
Our processes are built for speed. While traditional lenders can take weeks or months, ezifin can provide conditional approval within hours and settlement shortly after all documentation is complete.
It depends on your business circumstances, funding purpose, the security you can offer, and the overall application assessment.
Timing depends on the complexity of your application and the documentation required. We focus on keeping the process as streamlined as possible while making responsible lending decisions.
Ezifin provides private credit solutions designed for businesses requiring flexible funding options beyond traditional lending pathways. Each application is assessed based on its individual circumstances.
Yes, Ezifin works with finance brokers to support Australian businesses seeking tailored lending solutions and private credit.